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It is always inspiring to hear personal business stories of entrepreneurs who overcame all odds and doubts in venturing into business and make it big. Last Sunday, I just read about how a 35 years old Thai Express Founder Ivan Lee, who started his F & B business with $300K and eventually sold his controlling stake for a sizeable $114 million in the process netting himself $80 million.
What was even more impressive was Ivan had no background or experience in F & B business before he first ventured into his first F & B business. Despite all his doubters, including his family members, about the viability of his business when he first started, he persevered and carried on. Apparently, his father-in-law was also a successful entrepreneur who founded the contract manufacturing firm JIT Holdings and sold it to Fortune 500 company Flextronics for $1 billion in 2000. This deal netted the senior Mr Goh some
$300 million. When starting out, he had benefitted from the financial and advisory support given by his father-in-law, but, subsequently, he went against his father-in-law advise by venturing into other restaurant businesses which were highly successful and are now contributing about two thirds of the business turnovers. An element of luck also play an important part in his business success as he had opened close to 100 stores but about 10 to 20 percent of the stores were not profitable. So he was lucky that his first 10 ventures were successful which provided the cash flow for his subsequent business expansion.
He is now venturing into the internet market in China despite not being in the IT industry. When The Sunday Times journalist contacted him, it found the entrepreneur in Shenzhen, experiencing growing pains all over again. He says that his friends and family are again doubting his new venture. His remark was: “I am a rooke now playing in a much bigger league and I feel like I am nine years back, starting all over again.” This young millionaire is setting his eye on his next big venture where he wants to build the next Baidu (China’s equivalent of Google) or even the next Facebook.
Lesson learnt: To make it big in business you need to be bold, have perseverance and be unique and certainly having financial support from family helps and also an element of luck. He is certainly one hack of a brave entrepreneur!
My advise is learn about internet and social media marketing before plunging into the business and be better prepared for your business venture into the internet marketing world. I am making use of my internet skills to help develop and launch community websites Henley Brunel MBA Alumni (Singapore) and other commercial websites for corporate businesses.
Good luck to all of you out there running your start-up businesses!
The trend of taking franchises of famous and renowned brands and stores has been evolving since years. It has become a successful business. To own a franchise of an already established brand, makes it easier for you to run and establish your business, for you have already purchased a successful and developed name. And when it comes to the attraction of buying franchises, then you cannot ignore the name of franchise young fashion.
People, living across the globe are seeking affordable ways of getting franchise dossier, for they know that nothing can be more successful for them other than taking this franchise. The number of customers of this franchise made in Italy has been increasing by each passing day. You will see that each and every person knows about this name. The customers put their blind trust in the products, which they purchase from this store. The number of store of Young Fashion Outfitters is increasing in a successful way. More and more fashion houses and brands are interested in showcasing their products inside the stores of Young Fashion, for they know that the customers, who have got sense of stylizing and dressing steps inside these stores.
The clientele of YFO knows the importance of quality-oriented products. They have got class and taste. If you want to start off with your own business and are looking into different ideas, then you should stop wasting your time on considering over the business ideas that you have, but you should only take the decision of buying the franchise of Young Fashion, for it is going to be the best franchise opportunity that you can ever get. To buy a franchise of a renowned store is itself a big thing, for you get to run an already developing, established and famous business. It helps in decreasing a lot of other costs including advertising and marketing. Everybody knows well about the name and it become easy to take the business further on the path of success.
You must be thing that buying the franchise clubwear and streatwear would be itself an expensive thing, but it is good to put in huge investment initially, for you can reap fruitful results in the future. The demand for club and street wear has reached to the highest level. If you talk about the likeness of the youth, then selling street and club wear can be the most profitable business.
The BBVA Compass Bank has a slogan for their way of doing business that is -Banking Built for You-. This financial institution is located in the Sunbelt region of America. They are the 15th largest commercial bank in America as determined by deposits and the third largest in the state of Alabama.
The BBVA Compass Bank has 720 branch offices covering 7 states in the south and western portion of the United States. Every customer with BBVA has free access to their account through their online banking services. The only requirement is that the customer must sign up before they can utilize this service.
Included in this online service, customers can view the current bank rates, check on their account balances and transactions, including the CDs and IRAs. You can clearly see which of your checks have already been cleared and which ones are still outstanding.
Your monthly statement can be viewed online and you can set up numerous different alerts to help you manage your accounts better. These alerts include account balance, insufficient finds, daily balance alerts and any irregular balance changes that might occur.
There is also the online bill paying program. You not only pay your bills, but you can also sort them as you see fit. You will have a complete history of each bill that is paid and you can pay each bill by any account you have funds in. You can also assign categories for your bill paying according to your budget.
All of these online services are free for every BBVA Compass Bank customer, independent of their account balances.
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
With almost all financial solutions available for an individual under one roof BBVA Compass Bank has come out as one bank that is favorite by one and all. Apart from banking solutions they have upheld their duties and responsibilities towards the society in regards to environment, charity and other volunteer services.
For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Westpac Online Banking and Online Banks at
TANNAN’S BANKING LAW AND PRACTICE IN INDIA- is a classic legal Treatise and most comprehensive, authentic, authoritative, widely acclaimed,appreciated, recognised and recommended masterwork on the Banking Law and Practice in India since decades, to be precise since 84 years of thefirst edition of this most prestigious book in 1926.
TANNAN’S BANKING is undoubtedly one of the best in the Banking Law field. Every edition of this book has sold like proverbial hot cakes, pointingclearly to its scholastic wealth on the subject, its deft handling by the authors its usefulness, utility and eventually the popularity of the book in the field.
TANNAN’S BANKING in its every edition is eagerly awaited and widely welcomed by the people in the Banking Law field. Present edition is nowreleased with the pride and glory of the previous editions. It is a unique and authentic publication of its kind, authored by a renowned personality, having tremendous knowledge and authority over the subject. New edition is completely revised and updated. The present Revised and Enlarged edition contains 76 Chapters covering entire spectrum of Banking Law and Practice. It contains most upto-date Statute Laws, Case Laws and RBI Master Circulars, Guidelines and Directions and other related matters annotated under appropriate discussions.
TANNAN’S BANKING has always been prescribed and recommended by Indian Institute of Banking and Finance (IIBF), Promotion Tests, Internal andother Exams and is cited and quoted by Hon’ble Supreme Court, High Courts and Tribunals in various judgments.
This most authoritative Treatise is an indispensable guide and reference work for the Banks and Financial Institutions (FIs), Legal Officers, BankingExperts, Branch Managers, Bankers for Promotion Tests, Internal exams, exams conducted by the Indian Institute of Banking and Finance (IIBS), other Universities and Management Institutes, Staff Training Colleges, Law Colleges, Commerce Colleges, Professors of Banking, Academicians, Chartered Accountants, Practitioners, Advocates, Lawyers, Hon’ble Courts, Judges, Bench and the Bar.
Climate modification is a multi-faceted and complex subject. In this article, we take a look at the relationship between climate modification and volcanoes.
Climate Modification and Volcanoes
The climate modification debate is a nasty one. Parties pick their positions, dig in and refuse to listen to the rants of the other side. Lost in the yelling is the simple fact that climate modification is a natural phenomenon to some extent. For proof, we need merely look at the materials kicked out by volcanoes.
It is an undeniable fact of the earth record that volcanoes have changed the climate during certain periods. Small explosions don’t have much impact, but large explosions send massive amounts of material and gases into the atmosphere. The gases include carbon dioxide, the ultimate bugaboo greenhouse gas. Beyond these gases, however, volcanoes can kick out so much debris and ash that the material in the atmosphere can actually block out the sun or reduce the warming effect.
Mount St. Helens is the most studied and well known recent eruption. Unless you have been meditating in a cave for the last 20 years, you know that the volcano exploded on May 18, 1980. The eruption was powerful enough to flatten everything for 17 miles, immediately turning 10 million trees into so much firewood. The huge volcanic ash cloud stretched halfway across the United States, but barely had an impact on global temperatures.
In contrast, the eruption of the El Chichon volcano in 1982 had a measurable climate impact. El Chichon is located in Mexico and was a much smaller eruption than Mount St. Helens. Still, the average temperature around the globe cooled by one degree. What scientist learned is the climate modification impact of volcanoes is highly dependent on the type of explosion. The materials from Mount St. Helens fell out of the atmosphere quickly, while El Chichon belched enormous amounts of sulfur that remained in the atmosphere for much longer.
One of the problems with climate modification is it occurs over a relatively long period of time. Since we started paying attention to the situation, we have not had a chance to see the impact of a major eruption. The stuff we see on television is really small potatoes compared to historically eruptions of note. For example, Mount St. Helens threw roughly a half a cubic mile of material into the air. In 1815, a volcano in Indonesia belched 24 cubic miles of material into the atmosphere. Obviously, one has to imagine it impacted the climate of the earth.
Is there a relationship between climate modification and volcanoes? Undoubtedly. From what we see, however, the relationship is generally of a short duration and not an explanation for the rising temperatures we are seeing currently.
Rick Chapo is with SolarCompanies.com, a directory of solar energy companies. Visit us to read more articles on solar power and global warming and volcanoes.
Manifesting money is easy once you’ve fallen in love with it.
Most people do not love their finances, because it’s in a negative state. Fall in love with money. Be clear about the amount of moolah you want to manifest. State it and mean it! It should not be how much you can earn, but how much you want to receive.
Money is magnetic energy. You are a magnet that attracts all things via the signal you emit through your thoughts and feelings. To become a powerful magnet of prosperity, fall in love with money and believe that you have what it takes to attract it.
Why People Hate Money
1. They don’t have enough of it
2. It’s hard to find and make
3. It’s associated as the source of all evil
4. The belief that they can’t be rich
5. The belief that it’s the only source of happiness
Most people are attracted to things they love; the same is true with loot. If you want to manifest riches, the first step is to fall in love with it.
You may be thinking “Isn’t it true most people have very little or no funds at all?” If this is your BS (Belief System) this is the reason, why you haven’t fallen in love with money. You believe it’s not easily available to you.
There are people who mistreat, behave and talk bad about those who have large sums of dough in their possession. In doing so, the Law of Attraction is reversed and works against them causing them to lose out.
There is another group of people who associate this currency with evil. They believe wealth is the source of all evil and thus end up hating it. While there are others who even go to the extent of killing for cash.
How to Fall In Love with Money
1. Be clear about the amount you want to manifest
2. Believe that you have what it takes to attract it
3. Know it’s needed to live a fulfilling life
4. Understand that it’s a good thing
5. Remember there’s an unlimited amount available to you
There are those who say that money is not everything nor is it the only source of happiness. However, it is not possible to accomplish or own anything without currency.
Money is used to accomplish a lot of things both good and bad; therefore it is upon you to decide what you intent to do with it once you have it.
Most people limit themselves as far as how much capital they would like to have. It should not always be about how much you can make but rather how much you want. And there is no limit to what you can achieve as long as you know how to manifest money.
Finding active hard money lenders may require some research, because they’re not nearly as obvious or numerous as conventional lenders. Many only lend money in their immediate geographic areas in order to be able personally visit properties before making loans. Check with mortgage brokers, because they often represent some hard money lenders. You can also find hard money loans through newspaper ads and on the Internet; but always verify lender credentials beforehand, as you should before working with any kind of professional mortgage lender. You’ve decided to get into rehabbing properties. A hard money loans seem to be your best option to fund these ventures. Here are a few ideas and questions to ask designed to help aid your search for a reputable hard money lender, broker, or referring source:
1. Hard Lender Experiences: Ask how long they’ve been in business. How many successful deals have they made? How many collective years of experience do all key people at the company have? Look for a hard money lender that has “direct hard loans lender” in their advertising. It’s a good sign.
2. Industry Connections: How many hard money lenders and investors does this company work with? Go with one who has several funding sources (Hedge funds, Mortgage pools, Private Equity Groups, etc.). The more connections they have to direct hard money lenders with ready cash, the faster – and better they’ll get the job done.
3. The Commercial Real Estate Market: How is the market in your area? The better the market’s doing, the lower your hard loan interest rates may be. If the market is slow you may end up paying much higher interest rate. Make sure you know the market in your area.
4. Brokers: The Company or referring source that helps you with your search for your hard money loan will have a lot of influence. Make sure they are competent. How? Ask someone who has dealt with hard loans before. Ask your lawyer. Do as much research as you think you’ll need. Hard money brokers will help you shop many investors and lenders to find a loan that works for you.
5. Direct Money Lender: Some hard wholesalers or direct lenders can fund your loan directly. Direct money lenders are a more direct way to get your loan underwritten and eliminate the use of a broker or referring source but, may have to start the application process all over again if you started with a broker. Either way, make sure you are working with a reputable company who has a proven record of success with hard lending.
Everyone dreams. But only the truly exceptional possess the dedication and creativity to turns those dreams into a reality. Such truly exceptional people are known as entrepreneurs. These people introduce a radical new idea into the pool of over-used and copy pasted notions. Entrepreneurs are the architects of the constantly changing and improving society.
What makes an entrepreneur?
This is a question everyone has thought of when watching the success of well known entrepreneurs like DhirubaiAmbani, Bill gates, Narayan murthy etc. Passion, creativity, imagination, innovation and an unrelenting drive to succeed are the qualities that set an entrepreneur aside from the rest of the crowd. Out of the box thinking and a sense of showmanship goes a long way in todays competitive market.
Budding entrepreneurs must possess the tenacity to succeed no matter what the harsh world might throw at them. A strong sense of self respect, confidence and good principles cultivated from an early age is a very important factor that influences the thought process of any entrepreneur. The tendency to conform to societys norms is automatic. Any person wishing to climb the ladder of success as an entrepreneur has to break free of this tendency and have the ability to look at things from different perspective. One of the most important aspects of an entrepreneurs success is the idea. This little four letter word is the cornerstone and the motivation for any venture. In order for any venture to reach its full potential, you must believe in the idea 100%. Any job half done is a waste of both time and effort. Plan well and assemble a trusted team to help you. More minds thinking on the same idea helps hone it to a perfect shape.
Risk Taking is Important Too
But one cannot ignore the very high risk factor. The chances of failure are ever present. Think with a practical mind. Take into consideration all the factors of your life that may be affected by what you choose to pursue and whether you can afford the risk. Your wallet is most likely the spot most affected. Be sure to think before you invest.
Any entrepreneur who is revered in his field can tell you: There is no formula for success. Success is three parts hard work and one part chance. A life as an entrepreneur is alluring and exciting. A true entrepreneur has the all-consuming desire to see their dreams turn to reality and is bold enough to push the limits of human potential could bring about unprecedented changes in the society. That person could be you!
Jason Grill connects entrepreneurs, startups, mobile, technology and small to medium size business with the right exposure, resources and connections. Jason Grill owns JGrill Media which is a strategic consulting firm that focuses on media relations, public affairs, public relations, public strategies, professional branding, content marketing, publicity, government relations, contributing and commentating.
Jason Grill connects individuals, entrepreneurs, startups, small to large businesses, cities, communities, political figures/entities, policy makers, CEO’s/C-suite executives, founders, organizations, associations and nonprofits with the media outlets (tv, radio, online, print) on a local and national level to get the exposure they deserve to grow their brand. JGrill Media gets individuals and businesses published in reputable online publications that reach their target markets. JGrill Media specializes in building credibility through thought leadership and content marketing. Jason Grill helps build a professional brand by getting bylined articles published in national online publications and identifying and helping clients get awards and on lists that will gain them authority in their industry. By getting bylined articles and interviews published and winning the best awards, JGrill Media helps take a professional brand to the next level. By building up this brand, JGrill Media helps establish you as a credible, authority in your industry, thus bringing you or your company more business.
Jason Grill, in his legal and attorney work, helps clients with wrongful death and personal injury claims, civil and business litigations, vehicular accidents, traffic and speeding related offenses, bankruptcy, medical malpractices, guardianship (related to Autism, special needs, and down syndrome), employment and contract related issues, nursing home negligence, trusts and wills, real estate, and economic development cases, etc. He is not only registered with Missouri Bar Association but also associated with the Kansas Bar Association and is providing his valuable services as an attorney in the Kansas City area.
Jason is an avid fan of Missouri Tigers, Kansas City Chiefs, Sporting KC, Liverpool and the Kansas City Royals. He represented Kansas City in Missouri House of Representatives, and made a remarkable contribution by getting landmark legislation passed to help families of children with autism. Jason Grill played a significant role as philanthropy chairman in the Sigma Chi Fraternity, and collected funds for Children’s Miracle Network. While in college, he conducted community service for many organizations that include Big Brothers Big Sisters of America, St. Louis inner-city mentorship programs, etc. While pursuing his BS at St. Louis University, he connected himself with the Omicron Delta Epsilon and various other societies such as Beta Gamma Sigma Business Honor Society, National Deans List Honors Society, the Phi Alpha Delta Pre Law Fraternity, the Golden Key National Honor Society, Economics Honor Society, and he mentored for the Oriflamme organization.
Most entrepreneurs are corporate refugees. All they know is the corporate model. It’s kinda ironic; they choose to leave corporate life to be an entrepreneur, to blaze their own trail and then they fall back on all the boring corporate ways that made them escape from corporate life in the first place! Things like the corporate way of dressing and the corporate way of speaking and the corporate way of eating lunch alone in the food court with the sports section of the paper, unless of course they are taking a big fish client out to lunch or twiddling their thumbs at a business function eating rubber chicken.
The beauty of being an entrepreneur is that it doesn’t have to be that way any more. Why? Because you’re the boss!
There are no rules! Even if there are, you can break them. Why?
Because you’re the boss. Want to start feeling like you really are living the dream? Running your own show? Attracting instead of chasing clients? Heres the best kept secret in business!
Lose the Corporate Speak!
Whats Corporate Speak?
Hi, Im Johnathan Snooze from Boreme Some Moreme and Snore. Our company specializes in the facilitation of soft skills solutions in a proactive environment. Im the project manager. Were a one stop shop for small to medium sized business and our client say we provide excellent customer service. Our core competencies lay in the fields of
Dont be doing that!
Speak to prospects like you are speaking to a good friend. Use simple, direct, colorful language and don’t be afraid of humor. Too many entrepreneurs suffer from Professionalitis. Fortunately, it’s curable. Just talk to the people!
Even though I teach ’em, I don’t get why we have to have courses in public speaking. You’ve been speaking since you were 2. You were walking since you were 2 also. We don’t have courses in Public Walking!
Remember that the corporate guy in the 3 piece suit stops off for a beer on the way home from work just like everyone else. And I guarantee he’s not speaking corporate mumbo jumbo to the bartender or to his buddies when he’s watching the big game.
If you’re preparing a speech and want to test it out, ask a kid. Kids have a natural immunity to professionalitis. Don’t use any words with your business prospects that you couldn’t use with a bright 10 year old. Just be yourself!!! Just talk to people. You’ll connect. In our natural state, we are entertaining and fun and attract naturally. I don’t see many boring kids. But as we get older, especially after we get our first real job, we systematically bury our color.